Tuesday, October 19, 2010

ღImpulsive Shopper ... on Creditღ





Horror... on Credit Card...
I often shopping spree whenever i feel free, i think most girl are more or less the same.
Yet, 
You can always have shopping therapy. It's probably a good idea to spend money on things that make you Happy. This is ok when you can afford it & use it often

Shopping becomes a negative disease when you don't meet any of the 2 criteria above: afford it & use it often.

If you buy on Credit, that means you never could afford it in the first place. And if you don't use it often (i.e. more than once) that means you can borrow it or skip it totally. Buying on credit kills you slowly because of the mathematical formula of interest rates. 



Think about this. Credit Card? For me, i prefer cash~ $$   

Good night ~     

Fly ~    

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